Questions and answers.

Facts about the service.

Clear answers based on the law and our process.

What is The Ledger File?


We are a consumer rights education platform. We teach you to read your file using federal law.

How much does the Credit Audit cost?


It costs one hundred dollars a month.

When am I billed?


You are billed in arrears. We charge your card only after we deliver that month's audit work.

Do I have to pay upfront?


No. There are no upfront fees.

Can I cancel?


Yes. You can cancel without penalty before midnight of the third business day after signing. You can also cancel your monthly audit at any time from your account area.

Do you guarantee a result?


No. We do not guarantee any outcome.